Cash Usage


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2019


The Role of Small Payments and Cash

An article in the BBN Times has explored the future of digital payments, particularly where users convert digital transactions into real cash, which they refer to as small payment cashing, and what users can expect in the coming years.

Cash Usage - March 26, 2025 midnight

Chief Cashier as a Part-Time Job?

Stefan Hardt, Chief Cashier of the Bundesbank, posed this question at the recent Intergraf Currency+Identity conference in Milan. Ironically, this comes just as the Bank of England appoints Victoria Cleland to have a combined role of being Executive Director for Payments and Chief Cashier. Sarah John, the current Chief Cashier, is moving to be the Bank’s Chief Operating Officer.

Free - March 26, 2025 midnight

Understanding the Unbanked

Every country has the ‘unbanked’, those without access to the financial system. A paper at the end of last year from the Federal Reserve Bank of Philadelphia explored the situation in the US by looking at the biennial Federal Deposit Insurance Corporation (FDIC) National Survey of Unbanked and Underbanked between 2015 and 2019. The paper aimed to understand those who are unbanked and how these relationships evolved.

Cash Usage - February 28, 2025 midnight

Asia’s Currency Trends

As the global payments landscape evolves, Asia’s currency trends offer invaluable insights into the future of cash and digital payments. This analysis by De La Rue’s Richard Sokl, who also spoke about this at the HSP Asia conference, considers the dynamics of cash’s enduring role, the challenges posed by the digital divide, and how currency strategies are adapting to meet diverse needs.

Cash Usage - January 28, 2025 midnight

Cash Usage Holding Up in the Eurosystem

The headlines in the European Central Bank’s (ECB) 2024 study on the payment attitudes of consumers in the euro area (SPACE) paint an interesting picture for cash payments, both alone and relative to other payment instruments.

Cash Usage - January 28, 2025 midnight

Access to Cash: Combining Perception to Distance

Access to cash has become a key area of interest for central banks. The Bank of Canada has compared subjective perceptions of cash accessibility with distance based metrics and published their findings in a staff analytical note.

Cash Usage - December 23, 2024 midnight

Vital Importance of Maintaining the Cash ‘Habit’

The International Mint Industry Association (IMIA) has seven European mints as full members and seven associate members. It has recently issued a brief that argues for pro-active policies to safeguard cash payments to ensure European crisis resilience. Although some of the arguments are European specific, the broad thesis has wider relevance.

Cash Usage - October 15, 2024 midnight