CBDC News
Vietnam's government has tasked the State Bank of Vietnam to research, propose mechanisms, and conduct pilot implementations of a national digital currency in 2029 and 2030, in coordination with the Ministry of Finance and other relevant ministries and agencies.
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Cash Acceptance in the Eurosystem: the Good, the Bad and the Ugly
The ECB's 2026 survey of companies across 21 Eurosystem countries finds cash acceptance rising to 92%, yet growing concerns about changing consumer behaviour and declining bank branch access cast a shadow over the outlook.
Who Pays for Payments?
A Harvard Business School working paper analyses US payment interchange fees to reveal how wealth is redistributed across income groups – finding that cash and debit users effectively subsidise high-reward credit card holders to the tune of $30 billion a year.
Central Banks and Payments
Cash & Payment News™ sister publication Currency News™ runs a periodic series looking at the latest central bank annual reports in the context of cash activities – production, circulation, counterfeiting etc. In this equivalent period series, we will be looking at those same reports in the context of digital payments.
China Smashes the Time and Cost of Cross-Border Payments
Perhaps the future of cross-border payments is with us. China has now completed its first outbound payment via Cross-Border e-CNY Transfer Services platform (CBETS) to Malaysia, settling a 43,000 yuan shipment of fresh durian. The transaction was executed by China Construction Bank’s Xiamen branch in coordination with its Labuan branch in Malaysia, using direct bank to bank ledger transfers and on the fly conversion into Malaysian ringgit.
The Best of LinkedIn
LinkedIn clings on to its business usefulness despite starting to look like ‘social media’. Within interest communities, such as people and organisations interested in cash and payments, there continue to be posts that make you think.
Payment News
For the first time, in the first quarter of 2026 card payments at POS terminals have exceeded cash withdrawals from ATMs in Albania. The central bank has introduced a requirement for entities operating in the tourism and transport sectors to have POS terminals, leading to an increase of over 6,000 units, twice that of the previous period. The number of banking transactions per capita has increased by 30%, reflecting the expansion of the use of electronic payment services.
The Best of LinkedIn: Changing ATM Models, Understanding Currency and Digital Inclusion
Three standout LinkedIn posts from the cash and payments community explore the shift to shared ATM network models across Europe, and the challenge of measuring how cash is actually used — not just how much is in circulation.
Do Digital Payments 'Miss' Low Denomination Notes in the Philippines?
A new BSP discussion paper explores the relationship between digital payments and cash demand in the Philippines, finding that while digital payments negatively affect demand for high denomination notes, the effect on small denominations is negligible or even positive.
News in Brief
In August 2023, Diebold Nixdorf emerged from restructuring and Chapter 11 bankruptcy protection. Its 2026 second quarter results report that the increased profitability of its German legal entities means it is once again a cash taxpayer in Germany, with Q2 adjusted earnings before interest, tax, depreciation, and amortisation (EBITDA) of $120.6 million, representing a margin of 13%. For the first six months of 2026, it made a total gross profit of $332.9 million per Generally Accepted Accounting Principles.
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