2024: a Year of Protecting Cash
2024 has kicked off with a focus on cash, particularly a series of initiatives to safeguard access to cash.
Free - February 20, 2024 midnight Read More2024: a Year of Protecting Cash
2024 has kicked off with a focus on cash, particularly a series of initiatives to safeguard access to cash.
Free - February 20, 2024 midnight Read More2023 in Hindsight
In 2023 we continued to cover cash, payments and Central Bank Digital Currency (CBDC). This article provides a swift summary of the year that was.
Editorial - January 25, 2024 midnight Read MoreIMF CBDC Virtual Handbook
The latest International Monetary Fund (IMF) has published a blog which highlights its Central Bank Digital Currency (CBDC) Virtual Handbook. It draws attention to the explosion of interest in CBDCs and the need to design them appropriately.
CBDC - November 28, 2023 midnight Read MoreThe Importance of Being Human
There is a belief that banking can become purely digital. During the pandemic cash usage fell and we couldn’t visit bank branches. Banks were quick to close ATMs and branches, justifying this as customer choice.
Editorial - June 8, 2022 midnight Read MoreCloud Money – Cash, Cards, Crypto and the War for our Wallets
Brett Scott’s new book has just been published. It reads easily, flowing along at a great pace. The book lays out with wonderful clarity what money is, how every type of ‘money’ has become what it is from cash to CBDCs, with every variant in between, and how the financial system works and interconnects.
Editorial - June 8, 2022 midnight Read MoreFinancial Inclusion and Access to Cash
In countries where less cash is already underway, there is an underlying assumption that it is only a matter of time before cash will reach a tipping point that makes digital payments a requirement. The unstated assumption is that cash will end, and that digital is the future. There is an urgency, therefore, to make digital payments work.
Free - February 22, 2022 midnight Read MoreBook Review: Shades of Sovereignty
For the first time in two centuries, since the establishment of central banks began, the definition of money is being reviewed. In that context Paul Wilson’s book – ‘Shades of Sovereignty: Money and the Making of the State’ – is a useful read.
Editorial - February 22, 2022 midnight Read More2021: A Year in Review
12 editions of Cash & Payment News™, 12 weeks of Digital Currency News™. What have we learnt? What has changed?
Free - December 21, 2021 midnight Read MoreWhere to Start Faced with Populist Journalism
The Economist’s 1843 magazine recently published an article, ‘The Mystery of the Missing £50 Billion’. It tells the story of a young lady caught at Heathrow with five suitcases containing nearly £2 million in banknotes.
Editorial - November 4, 2021 midnight Read MoreCBDCs and Privacy
Whether CBDCs are designed as token- or account-based, regulations such as those governing money laundering and the funding of terrorism mean total anonymity/privacy is not possible. Given that while privacy is highly valued in principle, the public take little to no action to safeguard their privacy in practice, is it so important?
Digital CN - November 4, 2021 midnight Read More