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Payment News

At the end of August, concerns about PayPal’s security system led to €10 billion worth of payments being suspended in Germany, according to the Sueddeutsche Zeitung.

Payments - September 25, 2025 midnight

The Penny Dilemma and the Burden of Paying Cash

Following the announcement by the US Treasury that it has begun the process of phasing out production of the one cent (penny) coin, the Federal Reserve Bank of Atlanta published an article on its Policy Hub: Macroblog on the topic.

Payments - September 25, 2025 midnight

CBDC News

Reuters reports that China’s State Council is considering allowing the use of yuan- backed stablecoins. Intended to boost adoption of the yuan globally, this would be a change in policy given that China banned cryptocurrency trading and mining in 2021 due to concerns about the stability of the financial system.

CBDC - September 25, 2025 midnight

News in Brief

Over the last five years the UK has closed a higher percentage of branches (34%) than almost all European countries, less than Spain (37%) and the Netherlands (48%).

News - September 25, 2025 midnight

Sustainability Past the ‘Hype Cycle’

The Net-Zero Banking Alliance (NZBA), a member-based organisation committed to helping banks address the effects of climate change and associated economic impact, has ‘initiated a member vote to decide on a proposed transition from a membership-based alliance to establishing its guidance as a new framework initiative’. This follows the decision by every large bank member in the US and Canada, and several others outside North America, to leave the organisation, with most departing between late 2024 and mid-2025.

Free - September 25, 2025 midnight

Observations on a Year of Payments

A year ago, payments expert Jeremy Light started a substack called ‘Agenda: Payments’ with the aim of helping readers around the world keep track of national payment landscapes and payment themes. He has recently posted data on reader response to 50 articles written across nine broad categories, giving an indication of where their focus and interest lie.

Payments - September 25, 2025 midnight

Cash Payment Habits and Infrastructure for Resilience

In times of crisis, cash is increasingly recognised for its resilience. At an IMIA organised roundtable, Päivi Heikkinen (Head of Payment Systems Department and Chief Cashier, Bank of Finland), Matthias Schroth (Director of Cash Management Department, Oesterreichische Nationalbank – OeNB), and Koen Thuis (Head of Cash Policy & Oversight Department, De Nederlandsche Bank – DNB) discussed approaches to the future of cash infrastructure and the cash payment habit with the aim of preserving cash resilience.

Resilience - September 25, 2025 midnight

Cash Initiatives Around the World

During a panel discussion at this summer’s Currency Technology Symposium, a number of speakers described their cash cycles and access to cash. While the Dutch National Bank (DNB) is insourcing cash processing as cash volumes fall, South Africa is working with stakeholders to manage the quality of notes in circulation, and Switzerland is collecting data to inform policy on maintaining access to cash. Furthermore, Prof Dr Barbara Brandl of Goethe University Frankfurt am Main, highlighted the need for access to both cash and digital money, to mitigate against inequalities that come with digital-only payments.

Resilience - September 25, 2025 midnight

UK Cash Down But Not Out

A survey by UK ATM network LINK found that people under 45 in the UK tend to prefer a digital wallet, while people who are older use physical debit cards. Fewer than half of UK adults carry a physical wallet. Despite that, in 2024 about £1,250 in cash per adult was withdrawn from ATMs and 51% of people said they had used cash in the previous week.

Cash Usage - September 25, 2025 midnight

Brazil Loses $148 Million To Hackers in Less Than Three Hours

In Brazil, hackers have gained access to funds worth BRL 800 million ($148 million), held in accounts at the Banco Central do Brasil (BCB). They achieved this by exploiting the valid credentials of an employee associated with the BCB’s instant payment network Pix. The implications and consequences of this incident have led to doubts about the cybersecurity of Brazil’s financial system.

Payments - September 25, 2025 midnight

The Psychology Behind Money Hoarding

The ‘Cash Paradox’ is the well known conundrum of cash transaction volumes falling while cash in circulation volumes increase. This gap can only be explained by cash hoarding. Much of this will be by commercial banks, hence the surge in cash returned to the European Central Bank once its interest rate turned from negative to positive.

Cash Usage - September 25, 2025 midnight

Euro Area: the Surprising Use of Cash by Young Adults

Despite predictions of a cashless society, cash remains vital across all age groups. New ECB research reveals older adults prefer cash for transactions, but young adults pay with cash at roughly the average rate and keep cash reserves. The perceived importance of cash is rising for all!

Cash Usage - August 25, 2025 midnight

Payment News

A new Japanese survey has found that the most common method for cashless payments is to use a barcode or QR code displayed on a smartphone, with 84.2% of people using one.

Payments - August 25, 2025 midnight

CBDC News

The Central Bank of Brazil wants to deliver a CBDC, the Drex, in 2026.

CBDC - August 25, 2025 midnight

A Tale of Two Projects

Central banks are exploring ways to make cross-border wholesale payments faster and cheaper using new technologies such as tokenisation. A recent Financial Times article lays out the options.

CBDC - August 25, 2025 midnight

Have UK Payments Reached ‘Peak Digital’?

David Fagleman from Enryo, a financial services consultancy1, published an article in Finextra about a surprising shift in the UK payment landscape, a digital slowdown2. A number of countries have reported a stabilisation in cash usage, the most recent being Canada in its 2024 Methods of Payment Survey3, suggesting that there is a ‘bottom’ for cash usage.

Cash in Circulation - August 25, 2025 midnight

Sand Dollar Action at the CB+DC Conference

The CB+DC Conference 2025 will take place from 9-11 September in the Bahamas. Unsurprisingly, the Central Bank of the Bahamas, with the world’s first circulating CBDC, the Sand Dollar, is playing a key role in the conference. It is also celebrating its 50th anniversary.

Events - August 25, 2025 midnight

News in Brief

European Central Bank (ECB) Executive Board Member Piero Cipollone has confirmed in a speech the ECB’s view that euro cash will remain essential alongside a digital euro, emphasising its role as a stable medium of exchange and store of value.

News - August 25, 2025 midnight