In Germany, consumers can pay in unlimited amounts of cash. Only for sums over €10,000 do buyers have to prove their identity and prove the origin of the money.

Data from LINK, in the UK, shows that compared to 2024 ATM transaction volumes were 1.27 billion (down 8.3%) and withdrawal values were £76.67billion (down 4.2%). The average ATM withdrawal value in 2025 was £92.11.

Nigeria’s federal government has banned the use of physical cash for revenue payments and directed all ministries, departments, and agencies (MDAs) to deploy point-of-sale terminals within 45 days, as part of a sweeping shift toward full electronic revenue collection.

Reuter has reported that Visa and Mastercard have agreed a $38 billion settlement with US retailers over interchange fees by agreeing to cut interchange fees, which typically average 2-2.5% per transaction, by a tenth of a percentage point over several years.

A new NCR Atleos white paper on cash in the digital age reminds readers that the word ‘ATM’ is like the word ‘Google’: It’s a verb, it’s a noun and it’s something that’s just readily understood all over the world.’

Over the last five years the UK has closed a higher percentage of branches (34%) than almost all European countries, less than Spain (37%) and the Netherlands (48%).

European Central Bank (ECB) Executive Board Member Piero Cipollone has confirmed in a speech the ECB’s view that euro cash will remain essential alongside a digital euro, emphasising its role as a stable medium of exchange and store of value.

Over 80% of online merchants offer payment by Cash on Delivery (CoD) in markets such as Greece, Bulgaria and Slovakia.

May’s edition of Cash & Payment News™ reported on a recent Bank of Canada staff paper updating a previous study on access to cash in Canada. Hot on its heels is a new paper that moves the topic forward.

A survey of UK consumers by LHV Bank finds growing frustration with both traditional and digital banks.