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Filtered by Cash Usage — 116 articles

John Winchcombe

26 March 2023

5 min read

Bringing Futures Literacy to the Future of Money

Cash Essentials has issued a report, ‘The Role of Cash in the Future Monetary Landscape’. Based on a Futures Literacy Lab hosted by Cash Essentials in collaboration with the UNESCO Chair for the Future of Finance at Ecole des Ponts Business School, in September 2022. The paper lays out how a Futures Literacy Lab works and seeks to understand the future of money.

Cash Usage Future of Cash

John Winchcombe

23 Feb. 2023

6 min read

From Merchant to Consumer: a Payment Overview

The Bank of Canada (BOC) has published two survey reports in the last few months. The first was the Methods of Payment survey 2021 and the second the Merchant Acceptance Survey Pilot Study.

Cash Usage Digital Payments Retail

John Winchcombe

23 Feb. 2023

4 min read

Individual Logic, Collective Idiocy? 3 Perspectives on the Need for Cash

Commercial banks are profit-seeking entities. Cost reduction to maximise profits and automation are core to achieving that. Bank branches and ATMs are expensive, hence the drive to close so many of them and, in the process, the ability to deposit and issue cash goes too. Merchants and the public are pushed towards going cashless, or at the very least, less-cash.

Cash Usage Future of Cash

John Winchcombe

23 Feb. 2023

4 min read

Dutch Struggle with Digital Payments, and Ability to Pay in Cash

At the end of 2011, the Netherlands had 2,654 bank branches. At the end of 2021 this had fallen to 726, and not all of those provided over the counter cash services. At the same time, more than 4% of retailers now inform customers that they don’t accept cash.

Cash Usage Country Profile Free Free

John Winchcombe

23 Feb. 2023

2 min read

EU Further Reduces Proposed Cash Limits

As noted in the December issue of Cash & Payment News™, the European Union has announced a set of new directives to limit the amount of cash and crypto transactions in a move, it says, that will crack down on money laundering and terrorist financing.

Cash Management Cash Usage

John Winchcombe

31 Jan. 2023

8 min read

European Cash Fundamentals on the Move

The European Central Bank (ECB) has reported on its Study on the Payment Attitudes of Consumers in the Euro Area (SPACE) 2022.

Cash Usage Studies, Reports

John Winchcombe

31 Jan. 2023

9 min read

Sweden Future Proofs Payments

Sveriges Riksbank has issued its 2022 Payments Report into the retail payments market. The report underlines the wide-ranging activities of the Riksbank to support the needs of all sectors of society when it comes to payment.

Cash Management Cash Usage Country Profile

John Winchcombe

31 Jan. 2023

3 min read

Cash Works… But It Could Work Even Better!

Cash Works… But It Could Work Even Better! This is the title of the Koenig & Bauer Banknote Solutions white paper on cash innovation & sustainability.

Cash in Circulation Cash Usage

John Winchcombe

31 Jan. 2023

4 min read

When is Money Real? When It Hurts to Spent It

The Dutch National Bank has issued a working paper considering the implications of moving to non-cash payment methods, if any.

Cash Usage Future of Cash

John Winchcombe

28 Dec. 2022

2 min read

The Power of Cash

Two MBA students from the Massachusetts Institute of Technology wanted to give a percentage of their income in cash to impoverished people. They had studied the impact of government schemes in Mexico and Brazil and the results led them to want to take the same approach.

Cash Usage Free Free

John Winchcombe

28 Dec. 2022

6 min read

Bank of England Reports Cash Recovery

The Bank of England published in its quarterly bulleting an update on cash. The headlines were that cash has made a partial recovery.

Cash Usage Central Banks COVID

John Winchcombe

21 Dec. 2022

5 min read

Reflections on Cash

An article by Tristan Dissaux - ‘The Social Role of Money in an Age of Digitalisation' - pulls together much of the debate and thinking around the payment tension created by digitisation. As we end 2022, it is a good time to reflect on this.

Cash Usage Future of Cash

John Winchcombe

6 Dec. 2022

3 min read

Cash Use in Europe

Italy’s new government intends to scrap the requirement to accept electronic settlements for purchases below €30 and to raise it to €60, according to a draft of its 2023 budget recently approved by the cabinet.

Cash Usage

John Winchcombe

6 Dec. 2022

5 min read

Understanding Cash as a Store of Value

Given how much cash is issued but held as a store of value, a paper entitled ‘Cash Money as a Saving Mode’ from Tampere University in Finland is useful and interesting.

Cash Usage Staff Papers

Martina Horakova

2 Oct. 2022

18 min read

After Leipzig: The Far-Reaching Impact of the Hessischer Rundfunk Case

In late April, Germany’s federal administrative court pronounced its judgment in the legal challenge against the Hessischer Rundfunk, a German public broadcaster, for its refusal to accept payments for an obligatory fee in euro cash.

Cash Usage

Paul Blond

2 Oct. 2022

6 min read

The Journey Towards a Less Cash Australia

Despite headline currency in circulation at near record levels, substantially less cash is being used in Australia.

Cash Usage Country Profile

John Winchcombe

31 July 2022

6 min read

New Report on The Importance of Cash in a Crisis

Professors Gerhard Rösl and Franz Seitz have written a paper in which they compare the handling of the 1929 depression, the 2008/9 recession, India’s demonetisation exercise and Greece’s experience in their sovereign debt crisis and financial challenges starting 2009 until today.

Cash Usage Staff Papers

John Winchcombe

3 July 2022

5 min read

Will Less Cash Lead to Debt?

A website, Scitechdaily, has written about what they refer to as the ‘cashless’ effect, the increased willingness to buy things when physical cash does not change hands.

Cash Management Cash Usage

John Winchcombe

3 July 2022

4 min read

Any Link Between Cash Holdings and Bitcoin Ownership?

The Bank of Canada (BOC) has issued a paper investigating the relationship of Bitcoin owners with cash. The paper is written in the context of understanding whether private digital currencies will make serious inroads into the use of cash, particularly for transactions.

Cash Usage Digital CN Staff Papers

John Winchcombe

3 July 2022

2 min read

Access to Cash in France Good (for Now)

At the Intergraf conference the Banque de France presented on the access to cash situation in France and how it has changed since 2018. The good news is that access to cash remains good throughout France. However, there are indications of change.

Cash Usage Country Profile

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