News | Cash & Payment News™

John Winchcombe

28 April 2025

3 min read

Focusing on Banknote Sustainability in the Americas

A new survey of central banks and state printing works in Latin America, Central America and the Caribbean has identified their environmental priorities. 42% of countries in the region replied, and their answers have been used to shape the agenda for a day dedicated to a workshop on Cash Sustainability on Monday 9 June in Rio de Janeiro. The event is being held in conjunction with the International Currency Association.

Sustainability

John Winchcombe

28 April 2025

2 min read

Digital Currency Conference Heads to Bangkok

Currency Research (CR) is hosting the 2025 Digital Currency Conference in Bangkok, Thailand, 28-29 May 2025. Nearly 200 delegates from central banks, financial institutions, fintechs, and technology providers from across the globe will come together to discuss the rapidly evolving digital currency landscape. Now in its 4th edition, the Digital Currency Conference was previously held in Mexico City (2022), Washington, DC (2023), and London (2024).

CBDC Events

John Winchcombe

28 April 2025

3 min read

Argentinians Buy Dollars in Chile

In early January of this year, an article in Chile’s primary newspaper almost proudly touted the fact that Chile’s CLP had reached a new status in Argentina (the CLP is the name of the exchange rate used by anyone in Chile who needs to buy US dollars unofficially). Suddenly, the Chilean peso had achieved sufficient stature to be exchanged informally at multiples of ARS 1.03 to 1.21 for each CLP 1.

Cash Usage

John Winchcombe

28 April 2025

2 min read

The Importance of Scope 3 Reporting

MyCarbon, who spoke at the Cash Sustainability Forum™, has recently teamed up with Santander Bank to explain about Scope 3 reporting of greenhouse gas emissions for small and medium size enterprises (SMEs).

Sustainability

John Winchcombe

28 April 2025

2 min read

Ireland Passes Provision of Access to Cash Infrastructure Bill

2024 European Central Bank (ECB) survey data found that about half of point- of-sale payments in Ireland were made using cash. The Finance (Provision of Access to Cash Infrastructure) Bill has now been passed in Ireland to ‘provide for the continued provision of sufficient and effective access to cash infrastructure’. The new Act makes legal provision for the availability, operation, regulation and accessibility of ATM services and cash service points.

Future of Cash

John Winchcombe

21 April 2025

2 min read

Reconnaissance International Launches DataVault™

Reconnaissance International has unveiled DataVault™, the industry’s first dedicated, searchable online database for banknotes and coins – designed specifically for currency professionals who need fast, reliable, and up-to-date information.

Data Analytics

John Winchcombe

26 March 2025

5 min read

Costs of Cash and Card Payments from a Consumer Perspective

This is the title of a recently published study that is the third and final module in a series of studies in Germany looking at the ‘Costs and Benefits of Cash and Cashless Payment Instruments’.

Cash Usage Future of Cash

John Winchcombe

26 March 2025

5 min read

News in Brief

In the US Marqeta is now working with Green Dot so that Green Dot’s money movement network allows customers and businesses the ability to deposit cash to bank accounts at more than 95,000 locations nationwide. Marqueta and Green Dot are fintechs.

News

John Winchcombe

26 March 2025

5 min read

Payment News

‘In light of the deteriorating security situation in Sweden and our neighbouring region, both public and private actors need to urgently step up their efforts to create a payments market that can withstand disruptions,’ says the Riksbank governor.

News

John Winchcombe

26 March 2025

5 min read

CBDC News

Mark Carney is Canada’s new prime minister, chosen by the Liberal Party after the resignation of Justin Trudeau.

CBDC

John Winchcombe

26 March 2025

4 min read

Stablecoins for Cross-Border Payments

A paper by PCMI assesses opportunities for stablecoins in cross-border payments1. Stablecoins are blockchain-based digital assets pegged to a fiat currency and around $210 billion worth are in circulation, the largest issuers being Tether (USDT) and Circle (USDC).

Coins Digital CN

John Winchcombe

26 March 2025

5 min read

The Changing Role of Procurement and Sustainability

The Dutch National Bank (DNB) reported on the sustainability work of the Joint European Tender (JET) group at the Intergraf Currency+Identity conference. This is a tangible banknote specific example of an approach to using procurement to drive change.

Sustainability

John Winchcombe

26 March 2025

2 min read

Cash Circulation in Armenia: Ways to Improve the System

The volume of cash in circulation in Armenia is continuing to increase despite the developments and rapid growth of non-cash payment methods. In connection with the above, the effective organisation of cash circulation is becoming a primary issue.

Cash in Circulation Cash Management

John Winchcombe

26 March 2025

2 min read

Euro Stablecoin Settlement Accounts Allowed at the ECB

In January the European Central Bank made an announcement about stablecoins which led to some readers believing it had said stablecoin issuers would be able to back euro stablecoins with central bank reserves. A paper by the Bretton Woods Committee, while literally correct in what it said, also added to this misunderstanding. A clarification was issued.

Digital CN

John Winchcombe

26 March 2025

3 min read

Chief Cashier as a Part-Time Job?

Stefan Hardt, Chief Cashier of the Bundesbank, posed this question at the recent Intergraf Currency+Identity conference in Milan. Ironically, this comes just as the Bank of England appoints Victoria Cleland to have a combined role of being Executive Director for Payments and Chief Cashier. Sarah John, the current Chief Cashier, is moving to be the Bank’s Chief Operating Officer.

Cash Usage Free Free

John Winchcombe

26 March 2025

2 min read

Criminals Ahead of the Authorities on Payment Fraud

Veriff, the AI-driven identity verification company, has issued two payment fraud reports which show that fraud affects almost one in 20 (5%) transactions. The Federal Trade Commission’s (FTC) annual fraud report found fraud has exploded in the last two decades.

Studies, Reports

John Winchcombe

26 March 2025

3 min read

Removing Digital Barriers for Accessibility

We live in a digital age. But not everybody finds that easy. A recent paper by the Bank of Canada explores some of the challenges that digital systems create. Its conclusions are important for anybody working on digital interfaces and systems, not just those focused on digital payments.

Digital Payments

John Winchcombe

26 March 2025

3 min read

CBDC: a Solution in Search of a Problem?

An interesting Finextra article examines whether CBDCs are being planned without public support, the ‘solution in search of a problem’ conundrum. There are though, two distinct issues: the policy rationale (the fundamental problems a CBDC aims to address) and the use cases (why individuals might actually adopt it).

CBDC

John Winchcombe

26 March 2025

2 min read

Legal Developments Needed for a Token-Based CBDC

Account-based Central Bank Digital Currency (CBDC) is not a radical departure from existing forms of money. While there is a need to amend and develop existing public law in the form of central bank and monetary law for CBDC, tokenbased CBDC represent a new form of money. The IMF has already written about account-based CBDC. It has now issued a paper on the private law framework needed for a retail token-based CBDC.

CBDC

John Winchcombe

26 March 2025

2 min read

The Role of Small Payments and Cash

An article in the BBN Times has explored the future of digital payments, particularly where users convert digital transactions into real cash, which they refer to as small payment cashing, and what users can expect in the coming years.

Cash Usage

Latest News

Focusing on Banknote Sustainability in the Americas

Digital Currency Conference Heads to Bangkok

Argentinians Buy Dollars in Chile

The Importance of Scope 3 Reporting

Ireland Passes Provision of Access to Cash Infrastructure Bill

Reconnaissance International Launches DataVault™

Costs of Cash and Card Payments from a Consumer Perspective

News in Brief

Payment News

CBDC News

Stablecoins for Cross-Border Payments

The Changing Role of Procurement and Sustainability

Cash Circulation in Armenia: Ways to Improve the System

Euro Stablecoin Settlement Accounts Allowed at the ECB

Chief Cashier as a Part-Time Job?

Criminals Ahead of the Authorities on Payment Fraud

Removing Digital Barriers for Accessibility

CBDC: a Solution in Search of a Problem?

Legal Developments Needed for a Token-Based CBDC

The Role of Small Payments and Cash

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