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Filtered by Future of Cash — 102 articles

John Winchcombe

13 Nov. 2021

2 min read

DNB’s McKinsey Study Lays Out the Future of Cash

The Dutch National Bank (DNB) spoke at the recent ICCOS seminar about the McKinsey study commissioned to consider the cash infrastructure the Netherlands will need for the next 10 years. With cash transactions having recovered to 20% of transactions, down from 32% pre-pandemic, the Netherlands is preparing for a less cash society.

Country Profile Future of Cash

John Winchcombe

4 Nov. 2021

7 min read

The Future of Cash – A View from the Philadelphia Fed

The future of cash is, without doubt, the most discussed, presented and written about topic in the cash and retail payments industry during the last 10 years. The topic took on a new dimension with the arrival of COVID-19, the effects of which feature in a discussion paper, titled simply ‘The Future of Cash’.

Future of Cash Staff Papers

Paul Blond

26 Sept. 2021

7 min read

The Future of Cash – from the Asia Pacific Perspective

In place of the annual in-person Future of Cash Conference™, a series of virtual events have been staged. The most recent was an Asia Pacific-focused two-day virtual conference held across four themed sessions in July.

Events Future of Cash

John Winchcombe

26 Aug. 2021

3 min read

Financial Inclusion – Harder than it Looks

Peterson K Ozili has written about financial inclusion and why it is harder than it looks. Many of the barriers are within the control of governments to remove by investment and subsidies. Others, the cultural, social and income barriers are a much more significant challenge.

Cash Management Digital Payments Future of Cash

John Winchcombe

26 Aug. 2021

2 min read

Financial Education – Teaching the Value of Money

There have been a number of articles this year about financial products targeting children with the aim of teaching them to save, spend and think about money ready for when they are adults.

Cash Usage Future of Cash

John Winchcombe

24 Aug. 2021

4 min read

ESTA Reports on Own Vision for Cash

As an initial member of the European Retail Payment Board (ERPB) working group, the European Security and Transport Association (ESTA), supported by other organisations, sought to foster debate on a number of issues relevant to ‘obstacles to cash acceptance’, a topic being investigated by the ERPB and about which it had issued a questionnaire.

Cash Usage Future of Cash

John Winchcombe

24 Aug. 2021

4 min read

Overview of the Carbon Footprint of Cash in the UK

LINK, who run the UK’s main shared interbank network of cash machines, has commissioned a report to look at how the UK’s cash distribution industry can reduce its carbon footprint.

Cash Management CIT Free Free

John Winchcombe

3 Aug. 2021

3 min read

ESTA Offer the ERPB an Alternative Perspective on Cash

The European Retail Payment Board (ERPB) issued a questionnaire about acceptance and access to cash in April 2021. In mid-April the European Secure Transportation Association (ESTA) withdrew from the ERPB working group on the basis that the ERPB’s investigation about cash usage was too narrow.

Cash Usage Future of Cash

John Winchcombe

25 July 2021

2 min read

DNB Reports on the Future of Cash Infrastructure

The Dutch National Bank (DNB) has written to the Dutch House of Representatives presenting its report, ‘The Future of Cash Infrastructure in the Netherlands’. The DNB commissioned a study from McKinsey in December last year as the basis for this report.

Country Profile Free Future of Cash Free

John Winchcombe

5 July 2021

3 min read

The Complexities of Financial Inclusion

Two articles recently cast a different light on financial inclusion. The first published by Cash Essentials and written by Manuel A. Bautista-González of Colombia University about cash in Mexico and the second published in the Irish Times. Very different stories but interesting perspectives on using less cash.

Digital Payments Future of Cash

John Winchcombe

21 June 2021

2 min read

Dutch Remain Positive about Cash

A survey carried out in February 2021 by the Dutch National Bank (DNB Cash) contained some good news for cash. In five years’ time over 70% of all age groups expect still to be using cash.

Country Profile Future of Cash

John Winchcombe

21 June 2021

2 min read

Cash and COP26

This November, COP26, the UN climate change conference, will take place in Glasgow. Cash & Payment News™ and its sister paper Currency News™ have started work on a paper, ‘Cash: a Roadmap to Sustainability’, ahead of the conference.

Events Future of Cash Staff Papers

John Winchcombe

18 May 2021

2 min read

Future of Cash – Continuing the Conversation

Following the success of the Future of Cash online event in February 2021, the organisers – AGIS Consulting and CashEssentials – are continuing the conversation and providing a coherent story of today’s cash challenges and tomorrow’s opportunities. The next virtual event – taking place 6-7 July – will focus specifically on the Asia-Pacific region. The physical event is still on track to go ahead on the 9-10 November, in Madrid, Spain.

Events Future of Cash

John Winchcombe

11 April 2021

5 min read

Improving the Efficiency of the Handling of Cash

At the online Future of Cash conference last month, Diederik Bruggink from the European Payment Council (EPC) presented its thoughts on how to make cash more efficient.

Events Free Future of Cash Free

John Winchcombe

5 March 2021

5 min read

New Initiative to Ensure Universal Access to Payments

Payments in their many guises are essential to the way we all live our lives, to buy bread and milk, to heat or homes and to do many other things. Around the world the majority of people take payments for granted and are able to choose the payment option that suits their needs for the particular transaction. However, many people don’t have this choice and have to rely on a single payment method, and this is very often cash.

CBDC Digital Payments Future of Cash

John Winchcombe

5 March 2021

3 min read

Future of Cash – Today’s Challenges, Tomorrow’s Opportunities

The last year has accelerated a number of payment trends, with the cash ‘paradox’ to the fore (cash in circulation up, cash transactions down). The Future of Cash conference laid out and explained the growing pressure on cash but also gave good data, examples and food for thought about opportunities for the future.

Events Future of Cash

John Winchcombe

5 March 2021

5 min read

CashTech: Taking Cash Forward

This is the title of a new Cash Essentials paper. The paper considers the role cash plays in economic and social life, the challenges it faces and how innovation is improving the efficiency of the cash cycle. The paper includes the line, ‘the capacity for cash to change will be integral to its continuing success’, and it goes on to explore what the future holds.

Cash Management Free Future of Cash Free

John Winchcombe

5 March 2021

5 min read

Cash – the ‘Anchor of Stability’ Which Needs Safeguarding

A recent working paper entitled ‘Institutional Hostility to Cash and COVID-19’ by economists Doris Neuberger of Germany’s University of Rostock and Eduardo Beretta from the Swiss Institute of Economics examines how the pandemic has boosted commercial incentives and government policies to nudge consumers away from cash.

Cash Usage COVID Future of Cash

John Winchcombe

2 Feb. 2021

6 min read

NatWest Brings Together the UK Cash Industry

In the three months leading up to 9 December, NatWest, a UK bank, brought together 36 organisations to establish cross industry working groups to improve the environmental performance of the UK’s cash cycle. Three working groups were set up looking at energy, plastics and CO2 to establish best practice and to drive change.

Cash Management Free Future of Cash Free

John Winchcombe

2 Feb. 2021

2 min read

Without Cash, Can There be Safe Payments?

A recent Bank of Canada Staff Working Paper on ‘Safe Payments’ (2020-53) posed the question whether private payment systems based on bank deposits provide the optimal level of safety?

CBDC Future of Cash

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