France has witnessed an unprecedented decline in physical attacks by criminals on ATMs, thanks to cutting-edge developments in security technology. Over the past decade, the implementation of Intelligent Banknote Neutralization Systems (IBNS) by Oberthur Cash Protection has played a pivotal role in this transformation.

The European Intelligent Cash Protection Association (EURICPA), the ATM Industry Association (ATMIA) and the European Security Transport Association (ESTA) have announced new three way strategic partnerships aimed at strengthening ATM security, tackling physical attacks on cash machines and cash transportation security.

To pick out a small number of presentations, NCR Atleos and Brinks talked about the trend to outsource ATM services and management. Tietoevcy focused on a different type of outsourcing, ATM pooling using Bankomat in Sweden and Geldmaat in the Netherlands as examples, and the Eika Alliance in Norway presented their pooling operations and approach to banking.

Domestic ATM cash withdrawals are subject to interchange fees, which are designed to compensate ATM deployers for operational costs. These fees have remained largely unchanged for years, in spite of rising operational costs. This divergence poses a threat to the sustainability of ATM networks.

This is an abridged version of an NCR Atleos article written about ATM network options that financial institutions (FIs) have if they don’t have the reach of the largest institutions. It explores the pros and cons of either joining a shared network or signing up with an independent ATM network.

ATM Marketplace has identified three key areas for innovation for ATMs in 2024 – use of AI, video banking, and cash automation.

However you want to cut it, NCR Atleos (Atleos) is big in all thing’s ATMs. Data as of 23 June 2023, used in its September 2023 investor day, showed that it had over 800,000 installed ATMs.

Geldmaat runs the ATM network for the Netherland’s largest banks. This utility approach to ATM provision has strict service level agreements. Despite this the media in the Netherlands has reported that 5% of ATMs were broken at some point in September.

Geldmaat spoke at the ATMIA summit following on directly after the Dutch National Bank. It described how it came into being and the challenges it faces.

An International Monetary Fund Financial Access Survey has confirmed that Ugandan banks are switching their spending to digital channels and away from branches and ATMs. There has been an exponential growth in mobile money services.