The CPT Group has published a comparative analysis of recent consumer payments surveys from Switzerland, Australia, and Jamaica, drawing some striking parallels despite the three countries' very different payment landscapes. Key takeaways: cash usage appears to be flattening rather than continuing its decline — at around 30% in Switzerland and 15% in Australia — while Jamaica still sees 55% of transactions in cash. Across all three, consumers consistently cite privacy, security, and reliability concerns as reasons to keep cash, and large majorities want it to remain available. The surveys reinforce that cash's long-term role in diverse economies should not be underestimated.