The Dark Side of  Prepaid Cards

The Dark Side of Prepaid Cards

In an unusually themed analysis, S&P Global investigate the extent to which prepaid and gift cards are used in the black economy, with some alarming figures and examples showing how easily these payment methods are used to finance criminal activity.

United in Protecting Consumer Right to Use Cash

United in Protecting Consumer Right to Use Cash

In the US, a group of businesses and consumer groups have come together to form the Consumer Choice in Payment Coalition (CCPC). The aim of the new coalition is to advocate for consumer choice and for preserving the right of American consumers to use cash to pay for goods and services in the marketplace.

What Have We Learnt from COVID-19?

What Have We Learnt from COVID-19?

In the last issue of CPN we deliberated on the likely developments this pandemic will cause to the payments industry, such as the concerns over safety of cash handling, a rapid shift towards digital consumer payments and the acceleration of the Central Bank Digital Currency (CBDC) efforts. A month later, some clear patterns are emerging that will have long lasting consequences for us all and have the potential to change the world of payments forever.

COVID-19: Implications for Payments

COVID-19: Implications for Payments

The news in the last few weeks has been dominated by the developing situation with the coronavirus, COVID-19. While governments and the experts are trying to deal with the pandemic and mitigate against its fall-out, there are already notable changes in our behaviour that are undeniably affecting the payments landscape. The evidence at the moment is largely subjective and it will take time to find out what, if any, of these changes are going to have a lasting effect.

Davos 2020 on Digital Currencies

Davos 2020 on Digital Currencies

The annual World Economic Forum (WEF) in Switzerland brings together the political and financial elite, policy makers and an occasional social activist to discuss the global economic, political and social issues of the day. Whether seen as a platform for constructive dialogue on the issues concerning the entire world or an exclusive club for the rich and famous, WEF invariably includes in its agenda the most critical issues facing the global economy and business world. This year, the future of digital money was one of the key topics discussed.

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